BNPL (Buy Now Pay Later)
A BNPL is a loan that does not require collateral or security and is offered with minimal documentation. You can use the funds from this loan for any legitimate financial need. Like any other loan, you must repay it accordance to the agreed terms with the bank.
BNPLs are a good way to consolidate and pay off costly credit card debt. You'll use the funds toward necessary expenses. Other good reasons to use BNPLs include paying for emergency expenses
BNPL Eligible Criteria
FinCap seamlessly offers online BNPL. From BNPLinstant approvals to quick disbursement, we’ve simplified finance for you.
  • No restrictions on usage of the loan amount: Unlike other loans, you are free to use the instant BNPL amount for any of your urgent requirements.
  • No collateral requirement: If you are applying for an online BNPLthrough FinCap, you don't need to pay or pledge security to get the best BNPLonline (unlike the conventional way of collateral or security deposit).
  • Flexible repayment: You are free to choose the duration of the online BNPL but the main product is an enhancement to the salary and can be availed for a month. You can repay your loan at your convenience. To calculate BNPLinterest rates, use our BNPL EMI calculator.
Age Between 21 and 25 Years
Metro cities: Minimum salary - ₹18,000
Non-metro cities: Minimum salary - ₹15,000
Residence: Must be a resident of India